Meet Your CFP®-Led Team
A Certified Financial Planner™–led team providing clear, client‑focused retirement guidance.
Meet Our Team
A Certified Financial Planner™–led team dedicated to your financial clarity
Michael Clark
Certified Financial Planner™
Michael Clark is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Ensemble Wealth Management. With over 20 years of experience helping clients navigate retirement, investments, tax planning, and estate strategies, Michael brings a comprehensive, client‑first approach to every financial decision. He began his career in Beverly Hills with a major insurance company before launching his own independent firm in 2000. Since then, he has grown Ensemble Wealth Management into a trusted resource for individuals and families across Southern California. Michael holds the Series 63 and 66 securities licenses and is an Investment Advisor Representative. He is a graduate of the University of California, Santa Barbara. Michael lives in Rancho Mirage with his wife and four children. Outside the office, he enjoys family time, coaching from the sidelines, fishing, and staying active in the local community.
David Adams
Financial Advisor
David works directly with clients to understand their financial goals and ensure every annuity review is tailored to their unique situation. As an independent fiduciary advisor, he is committed to education, transparency, and helping clients make confident, informed decisions about their retirement.
Our Credentials & Standards
What sets our team apart
CFP® Certification
Certified Financial Planner™ professionals have completed rigorous education, examination, and experience requirements. They are held to the highest ethical standards in the industry.
Fiduciary Standard
As fiduciaries, we are legally and ethically required to act in your best interest at all times. Your goals and needs come first — always.
Continuing Education
Our team maintains active certifications through ongoing professional development, staying current on annuity products, regulations, and best practices.
Client-First Philosophy
We believe in education over sales, transparency over complexity, and long-term relationships over short-term transactions.
Our Philosophy
The principles that guide every review, every recommendation, and every client relationship
Transparency
We believe in clear, honest communication. No jargon, no hidden agendas — just straightforward analysis and advice.
Education
Our mission is to empower you with knowledge. An informed client is a confident client.
Independence
We're not tied to any insurance company or product. Our recommendations are unbiased and objective.
Integrity
We do what's right, even when no one is watching. Your trust is our most valuable asset.
Ready to Work With Us?
Experience the difference of working with a CFP®-led team that puts your interests first. Request your free annuity review today.
Get Your Free Review